After the holidays the kids are back into school. It can be expensive kitting the kids out with uniforms, stationery and sportswear so they have everything they need for the next term at school. When there are months like this where you need unexpected outlay or extra cash outside of your normal monthly budget it can be a struggle to manage cash flow.
Instead of resorting to a loan with a bank, you may want to think about selling some items to a pawnbroker or even pawning a more valuable item. By pawning an item, as long as you make the repayments as lined out by the store you can get quick cash loans for the family and not have to sell any family heirlooms or treasured possessions.
You can also use something more valuable as collateral for a short-term loan, so you don’t need to sell grandma’s jewellery, a pawnbroker will hold it safely until you are back in the black.
There could be a coffee machine, lawn mower or TV, sound system which you would like to use as collateral for a quick cash loan, or if your items are no longer used you can sell it for a good price and use the cash for something more important.
The word pawnbroker is stigma free now and there are several reputable chains of stores throughout Australia who can help you out with a short term cash advance, or you may even pick up a bargain yourself while you are in store!